home renting Archives - Your Rent-to-Own ConsultantsYour Rent-to-Own Consultants

Home Renting,Home Selling,Land Contracts,Landlords,Real Estate Market

The Total Truth About The Complete Real Estate Site

8 Aug , 2016  

You’ve probably heard it all before. “Go to this site! It’s great!” “Have you heard of so and so? No? Oh they’re so helpful!” How many of those recommendations have you actually followed through with? Which one of those websites really helped you out when you needed it the most? And which one’s almost screwed you over? Because let’s be honest, it’s probably happened before, and if you don’t make the right decision, it could very well happen to you again. The Complete Real Estate Site is the one website that can actually help you and not hurt you. Here’s how:

The Detes On The Complete Real Estate Site…

What is there to know about this site, besides that it’s essentially a one stop shop for all things real estate related? If that isn’t enough information for you, then here’s a bit more. The Complete Real Estate Site is split up into 4 different sections: Renting, buying, selling, and investing. This is what you need to know.

RENTthecompleterealestatesite the complete real estate site

If you’re looking to rent a home, or want to start looking for a rent to own home, this is the best place to go. The home renters portion of the website fills you in on everything you would potentially need to know when it comes to renting a home. Eviction notices, deposits, leases, payment methods, and much more. It’s all available under the Home Renters tab.

BUY

Ever tried buying a home before? It’s basically something everyone looks forward to growing up, right? Well it’s definitely not an easy task. The Home Buyer tab on this site spells things out clear as day for you. No need to worry.

SELL

With the Home Sellers tab, you are able to find out the list of other homes for sale in your area, and learn the ins and out of what it takes to sell your home fast, and for the right price!

INVEST

The Home Investor tab helps with anything you need financially in real estate. From property appreciation, to learning how to flip your house. If you’re looking to learn how to properly invest in real estate, going to The Complete Real Estate Site is one of the best things that you could do.

Surf With Ease

All you really need to do is search for the site, and everything you need is just a click away. The design of this website is simple, and easy to navigate. Take advantage of all of this information in front of you, and visit the site, today!

For more information, visit the website by CLICKING RIGHT HERE!

 

 

, , , , , , , , , , , ,

Condominiums,Credit Repair,HOAs,Home Mortgages,Home Renting,Home Selling,Land Contracts,Landlords,Real Estate Market,Rent-to-Own Homes,Taxes

Assisting Renters: Assisting All Of Your Needs

1 Jun , 2016  

When it comes to home owning, or even renting a home, you can always run into some sort of issues. Most of the time you don’t even know how to handle it. So naturally you get stressed and freaked out, but that is the wrong thing to do in any situation. With the help of Assisting Renters, you don’t need to freak out any time you don’t know something. Their services are there to help you with whatever you need when it comes to home owning or home renting.

How Can Assisting Renters Help Me?Assisting-Renters-image- Assisting Renters

How can they help you? How can’t they help you! Let’s be honest here, most people don’t know too much when it comes to owning a home or the process of renting a home, and that’s totally okay! By using Assisting Renters, you instantly gain access to a large number of services and benefits, including things like:

  • Rent To Own Consultants
  • The Ultimate Rent To Own Home Program
  • The Complete Real Estate Site

As well as benefits such as:

  • Many Legal Resources
  • Home Design and Entertainment
  • Education Assistance

Just to name a few.

The Goal

It’s obvious that your goal is to be well versed and have knowledge on being a home owner so you always know what to do in certain situations, but it seems as though there’s a bigger goal out there waiting for you. Assisting Renters is there for you, because you don’t want to have to rent a home for the rest of your life, do you? The “American Dream” is to own your own home, so why not try and reach that goal of yours, by signing up for Assisting Renters!

For another review similar to this one, click right here!

For more information on Assisting Renters, and to sign up today, click right here!

The post Assisting Renters: Assisting All Of Your Needs appeared first on The Complete Real Estate Site.

, , , , , , , , , , , ,

Condominiums,Credit Repair,HOAs,Home Mortgages,Home Renting,Home Selling,Land Contracts,Landlords,Real Estate Market,Rent-to-Own Homes,Taxes

What Kind of Home Buyer Are You in Today’s Market?

8 Apr , 2016  

You’d be surprised to know that in our current market there are many different kinds of home buyers (and consequently, home sellers). This should tell you something — that the market’s largely dictated by who you are. And if you don’t know who you are as a home buyer, you’re basically jumping into an ocean without a life jacket — pretty dangerous.

Know What Kind of Home Buyer You Are (or Rather, What Kind of Home Buyer You’re Supposed to Be!)

The beautiful thing about the budding real estate market we’re seeing right now is the ability of resources to gather data and try to make some sense out of the metrics. What houses are selling? Whyhome buyer-1 are they selling? What’s trending? What’s hot in today’s market? How do you think people find out the answers to these questions? — surveysmetrics, data, information.

Know the info, and you’ll know the market. Plain and simple. That’s home buyer 101, the first thing you learn. In order to know the info, though, you have to know where you fit in as a home buyer. Here are the current ‘types’ (for lack of a better term):

Four — count ’em — four different types of home buyers. This makes it complicated. Especially for a home seller. Especially given the fact that by default this brings to the table four different types of home sellers out there. Forget the difficulty of finding the right person for a relationship! Knowing what you want in a home is one thing — knowing if you’re dealing with a millennial home buyer, or a gen-x home buyer, or a baby boomer, or one of the ‘silent’ ones will determine whether you sell that home, buy another one, or just opt for home renting.

It Does Sound Simple, Doesn’t It?

Information is power in this ocean. And there are plenty of fish in the sea. The question is this: which fish are you, and are there enough of the smaller fish for you to snack on? Good question! WANT TO LEARN MORE ABOUT BUYING A HOME RIGHT NOW? CLICK HERE AND SIGN UP!

The post What Kind of Home Buyer Are You in Today’s Market? appeared first on The Complete Real Estate Site.

, , , , , , , , , , , , , , , , , , , , , , , ,

Condominiums,Credit Repair,HOAs,Home Mortgages,Home Renting,Home Selling,Land Contracts,Landlords,Real Estate Market,Rent-to-Own Homes,Taxes

Why the Baby Boomer Generation Is Still Booming in the Real Estate Market

7 Apr , 2016  

It’s true, believe it or not. We’re guessing the real estate market is still so vibrant as mentioned here that even baby boomers from back in the ’80s and ’90s are still very much active when it comes to home buying. And they should be. Prospects are good. Why not take advantage of it?

There Are Four Aspects of This Market for Baby Boomers to Keep in Mind, Though

It’s not just about your age. Or the fact that you have a big salary with a career you’ve held down for a decade or more. Rather these bits can prove that you are, in fact, a baby boomer booming in the real estate market:
Just by these facts, you can tell that age isn’t necessarily what makes a baby boomer.

There’s so Much More to It Than That

While the term “baby boomer” represents a higher birth rate of kids sprouting out like fish eggs and an explosion of opportunities both on the job side as well as the business side, there’s no doubt that being a baby boomer in the real estate market means that much more. They may be an older generation — but they certainly still act young. Learn more about the other home buyer demographics as well right here!
Either way we look at it, that’s great for the real estate market.

, , , , , , , , , , ,

Condominiums,Credit Repair,HOAs,Home Mortgages,Home Renting,Home Selling,Land Contracts,Landlords,Real Estate Market,Rent-to-Own Homes,Taxes

Having Some Faith in the Home Renting Market for 2016

22 Jan , 2016  

Rentals may be the way to go in today’s market! The housing market’s declining, it seems, and apartment expansion and home rentals are skyrocketing through the roof! Such is the state of the real estate investment market for 2016.

Baby Boomers Galore! 

  
The baby boomers are getting older, and the majority of them are currently downsizing due to the immediate financial and physical accommodations of home renting. With many of them already enjoying retirement, having a mortgage over their head and a home with 5 bedrooms and 3 bathrooms really isn’t necessary for them anymore. An uptown waterfront condo with a maid and someone to cut the grass is more the style of comfort that is appealing to these thriving baby boomers.

Millennials Amuck!

The young adults that should be buying homes are just not capable enough, apparently, what with the poor employment market and looming student debt climbing to ungodly heights. Millennials are more comfortable renting than adding more debt to their already strained financial situations. Renting is really the most accommodating route for young people in today’s world. Plus with most millennials still not married and without children, there is no reason for them to have a cap code on a cul-de-sac when they can enjoy a trendy loft by the local pub.

Sounds Convincing, Right?


You do, however, have to understand one thing about the real estate market, whether it’s about home selling, home buying, or home investing. It’s a fickle beast. And the appetite can change in a blink. So the important thing to remember is this — keep your eyes opened.

, , , , , , , , ,

Credit Repair,Home Mortgages,Home Renting,Real Estate Market,Rent-to-Own Homes

Something We Don’t Discuss Often: Credit Repair

22 Jan , 2016  

We definitely should, though. No doubt. Because when it comes to rent-to-own, credit repair’s essential, and it turns out that the BBB A-rated HOPE Program sees the writing on the wall — despite already doing well for customers in credit repair thanks to Lexington Law — and recently reported of their own review of yet another credit repair service out there recently launched.

The Name of the New Credit Repair Division Is INDEPENDENT CREDIT SOLUTIONS

And the department over there is now in full swing to start assisting customers nationwide as this press release credit repair swampstates. Sure, it’s all well and good, and we love a good credit score. Without a doubt, homeowners love those shining credit reports, too. But more importantly, the best part of Independent Credit Solutions is the fact that they’re focusing on the one element essential to the success of anyone prospecting for rent-to-own options. It’s all about credit repair.

You’ll need a 640 score, basically. No ifs, ands or buts. Anything lower, and you might be treading through mud during your trek across the swamp of the real estate market, and that’s no fun for those socks and boots you’re wearing. It’s a dangerous jungle out there; you’ll hear that from even your favorite rent-to-own consultant, but what can make it better for you is a pristine credit score brought about by one of the best credit repair service you could ever have recommended by the H.O.P.E. Program.

Take Advantage of It Right Now. Immediately. Your Credit Score Demands It.

We can’t legitimately review such a site as this, though, as this has literally nothing to do with rent-to-own. But what we can do is discuss it. Right here. Right now. Credit repair’s important. You can have all the services in the world, but if you don’t take that first step and follow through with repairing your credit right now by enrolling here, you might be up a creek and lost in the wilderness.

And that’s no place to be right now in today’s real estate industry.

The post Something We Don’t Discuss Often: Credit Repair appeared first on RentToOwnReviews.

, , , , , , , , , , , , , , , , , , , , , , , , ,

Credit Repair,Home Renting,Real Estate Market,Rent-to-Own Homes

The Current State of the RTO Home Industry: a Continuing Trend

22 Jan , 2016  

Read about any of the reviews regarding the Ultimate Rent-to-Own Home Program, this list of rent-to-own homes, and an aggregate system for RTO properties, and you’ll know right away: the RTO home industry is still as popular as ever….

The News in Today’s RTO Home Industry Might Surprise You, Though: Wall Street’s Getting in on the Action

You heard correctly: even high-profile firms are seeing the value in the RTO home industry. Rent-to-own makes more than the mark. It’s seeking to revolutionize the housing market regarding credit repair thanks to recent developments on one of the most prolific rent-to-own companies — aside from the prestigious organization the H.O.P.E. Program — a “little” corporation known as the Home Partners of America (HPA).

But before we get to the goods on what’s going on in this RTO home industry with respect to the HPA, let’s understand exactly what rent-to-own is all about:rto home industry-1

What Is Rent-to-Own? And Why Would You Want This Option?

Forget the negativity of an option that is rent-to-own and realize that there’s a direct benefit not just for the homeowner, but the home buyer here. All sorts of rent-to-own programs existed through small operators became the rage back in the ’90s as a way to provide an alternative to consumers who may not have a whole lot of cash saved up for a sizable down payment on a mortgage. Understandable. However, almost as quickly as the RTO home industry started seeing some gains, the trend declined due to easy lending choices with no money down — which, as you know, most definitely contributed to the unfortunate housing crash in 2008!

Essentially, the RTO home industry was all about negotiating a deal between the homeowner and the potential home buyer to rent the home for a specific length of time with an option to buy later down the road as credit improves and the home renter saves up enough money for a possible down payment. Sounds good, obviously, but there were cons to the RTO home industry, such as a higher rent and purchase price the longer they rent vs. the fact that those potential home buyers get to lock in that home at a price (which could be a negative, too) and try out the home and neighborhood to see if it’s a great fit for the individual or family. In a sense, the RTO home industry provided something rarely seen in the housing market: flexibility.

rto home industry-2Enter: the Home Partners of America

Given the fact that lenders nowadays are setting the bar so high, what with credit scores being the make-or-break deal in securing that mortgage loan, it’s now a sure thing: the RTO home industry’s rising again, and for good reason. The HPA sought to target this market that hadn’t seen any development for years since the crash, and it looks as if they’ve nailed a chance to stimulate the industry and get people into homes without issues of foreclosure or decline.

This is how the HPA operates — you’ve got a consumer looking for a home (obviously, a rent-to-own home) and collaborates with a real estate agent. Of course, the HPA has literally an empire of approved communities in suburban locations with solid school systems for families; additionally, prrices range from $100K to $725K, so you’re looking at an RTO home industry that blankets the entire range of possibilities for home buying.

What happens, of course, is the HPA then actually purchases the home from the seller, leasing that home to the prospective consumer. The deal is the consumer becomes a home renter with the actual right to purchase the home after a set period of time. There is an expectation that the home renter has to work on repairing credit for approval of a home loan as well as saving for that down payment, but here’s the catch: the longer that home renter is renting on the property, the more they may have to pay just to buy the house. Interesting trade-off. But with the right rent-to-own resources, and education on the RTO home industry, while it may benefit the homeowner, you’re looking at a great option for the home buyer!

Are There Any Examples We Can See on the RTO Home Industry Right Now?

If you were to go on the HPA website, you might see a home shown at a listing price of $449,975 in Chula Vista, CA, with the option for a potential home buyer to purchase at a price of $472,035 just after one year. Now after five years of renting, the home buyer would be looking at a $573,762 purchase price — a 28% markup from the original listing.

Sounds bad, yes — but when you’re informed of the stipulations beforehand and you know what to expect, without rto home industry-3even worrying about whether or not a bank will approve a home loan for you — for many families out there, that’s a great deal! Security. Insurance. Assurance. Those are now the main assets in this housing market, thanks to the RTO home industry.

How Does That Compare to Home Renting and Mortgage Payment Averages, Though?

Given the rising prices in our market at the moment, it’s not far off the apple tree — but make no mistake as those potential home buyers will be paying a premium due to a rent-to-own. Your typical 30-year conventional mortgage for the exact same listing in the example would go for just $1.8K. Now with an average single-family rental payment of $2.270K/month in San Diego, this is what the prospective homeowner’s paying extra for — the lock-in for buying that home without any chance of it falling through. Something many people see in the real estate market, for good reason (we, after all, don’t want to see another housing crash, right?).

A sparkling credit score, and a good down payment: that’s typically what we end up seeing in a traditional mortgage, something that doesn’t always work out for the average consumer. So, naturally, a chance to repair credit while living in the home, plus potentially getting the loan at the lease option to buy with zero down, just might be worth the extra price in rent, don’t you think? And here’s an even better benefit for that home renter: the tenant isn’t required to buy!

Interest in the RTO Home Industry Is Still Steadily Growing….

The HPA isn’t the only organization seeing a profit in the RTO home industry. Home LPC in NYC and Premium Point Investments have also thrown their financial hats in to see if there’s a profit to make in buying these properties and renting them out with a lease option to buy. More and more homes are being bought out for the purpose of rent-to-own; and due to the flexibility not only for the seller/company as well as the renter/buyer, it’s quite hard to see any disadvantage.

You just have to remember one important point when it comes to the RTO home industry — you need to know where to look, what to do, how to do it, and someone to help you do it all the way through. Something that may actually come a little easier for a prospective homeowner than saving a ton of money for a down payment and getting that mortgage approval….

The post The Current State of the RTO Home Industry: a Continuing Trend appeared first on RentToOwnReviews.

, , , , , , , , , , , , , , , , ,

Home Mortgages,Real Estate Market,Rent-to-Own Homes

The Calculated Real Estate Risk on Interest-Only Mortgages

31 Aug , 2015  

We’d like to say that we’re probably a lot more responsible with the real estate market these days given the massive Armageddon we experienced about nine years ago. Here’s the hope that we are — because the very thing that contributed to the real estate crash, that toxic anomaly causing our houses of cards to crumble called interest-only mortgages, is just now starting to make a serious revival in the real estate industry, but here’s the shocker:

Interest-Only Mortgages Might Be a Welcome Hand in This Rising Real interest-only mortgagesEstate Market!

After all, with reputable services offered by a collaborative conglomerate like the BBB A-rated H.O.P.E. Program, credit repair and tax services with the ITPN (Income Tax Planning Network), and Ultimate Identity Protection — and, of course, us here at the Rent-to-Own Consultants — it’s no wonder that somehow, even after the disaster that was the housing crash all those years ago, our real estate market’s making a comeback.

This means more options for home buyers. More potential for prospective homeowners. More flexibility for mortgages in 2015. These interest-only mortgages are now an option. The interest-only mortgages are just another way for someone to secure approval for that home loan and get into that house.

Of Course, Lenders Are Still Calmly Cautious

It’s about responsibility when you think about it. So there are safeguards, like 20% down and a 720 FICO credit score, for example. Those interest-only mortgages come with them a sense of risk that might make lenders — and homeowners — fall flat on their faces. However, if homeowners are responsible enough with their finances, perhaps have built their credit through rent-to-own homes, and know what they’re getting into, they’re not only benefiting themselves, but an entire real estate industry.

I call that faith. Faith against the Armageddon that was the housing crash. We can just see the angels singing from above.

, , , , , , , , , , , , , , , , , , , , , , , , ,

Credit Repair,Home Renting,Rent-to-Own Homes

Independent Credit Solutions: an RTO Consultant’s Dream

30 Jul , 2015  

We have to admit that most likely your RTO consultant specialist’s easiest job is accessing that qualified list of rent-to-own homes, negotiating with a prospective homeowner/landlord, setting up a showing, and getting you, the new homeowner, into that home. It’s an easy deal. What’s not that easy, though (although your consultant won’t sweat much either on this) is getting you the credit repair services, if necessary, to prepare for the moment you exercise that lease option to buy. It’s essential. independent credit solutions-1You need credit repair, and improvements with your score don’t just happen by osmosis. Plain and simple.

So What Can You Do? You Get Independent Credit Solutions in on the Game!

Make no mistake: the rent-to-own consultants know the deal when it comes to credit repair already. It’s part of the job. Since, though, the BBB A-rated H.O.P.E. Program learned about this brand-new credit repair service, Independent Credit Solutions, as reported in this press release, let’s just say the options are plentiful, and it just makes the job that much easier for your own consultant to ensure you get into that home.

Everyone’s loving the idea, to be honest. H.O.P.E.’s pretty proud of it. Sites like Nationwide Property Values and the Complete Real Estate Site have voiced their opinions about how crucial credit repair really is to home ownership with their own stamps of approval on the new service, Independent Credit Solutions, so it’s pretty clear — you win. Everyone wins.

It’s Important That You Ask Your Consultant About Credit Repair

Even better, go ahead and put in an inquiry with Independent Credit Solutions and get started right now on improving your credit score. Don’t wait. Because when you get to that point to sign on the dotted line to own your own home, the question will be this: will you get that approval, or not? A credit score of 640 or more will definitely ensure the positive!

, , , , , , , , , , , , , , , , , , , , , , , , , , ,

Land Contracts,Rent-to-Own Homes

Knowing the Difference Between Rent-to-Own and “Land Contract”

14 May , 2015  

Brace yourself: this is going to be difficult. As with anything in the real estate industry, you end up thinking you need either a real estate attorney or maybe Superman to wrap his brain around the concept of knowing the difference — between a rent-to-own and a land contract. Not even a kryptonian could honestly figure that one out (which is why you have our rent-to-own consultants helping you out with this one!).

What Is a “Land Contract” Anyway?

Get interested when a potential seller even mentions this term. It’s an intriguing way for a seller to rent to own Supermanbasically sell the home without giving up the title, basically. You, as the buyer, can purchase the home through contract and essentially pay “rent” (for lack of a better term), and when you’ve paid the entire purchase price for the home, the title to the property’s all yours.

In a way, it’s like leasing a car. You get to drive it. You get to maintain it. You get to go on a road trip clear across the country if you want. But you never get to own it — and that means you can’t sell it or perhaps even upgrade it — until you finish paying it all off. Certain advantages and slight disadvantages there, obviously. You can see why you might want to ask this along with other inquiries about rent-to-own.

Now a Rent-to-Own Is Slightly Different

The only way I can differentiate on this is that it’s largely dependent on an agreement typically made by the home seller. An offering for a land contract focuses mainly on the entire selling price — whereas a rent-to-own keeps it as a tenant-landlord deal for a specific period of time with an extra portion of each monthly rent going toward a down payment for ownership of the house.

It’s convenient. It’s flexible. And that’s the key. A land contract seals you in for the deal, for the long haul. You can’t back out of it without some form of penalty, because you agreed to basically own the house later on. But a rent-to-own simply offers the option — if you want it (which most of the time you would, provided you negotiate the best of terms for both parties).

You Can See the Striking Similarity

Like looking into a mirror or something. But don’t be fooled. A land contract is so different from a rent-to-own that it’s scary. Just be well-informed. Because while you might want to just stick with a full lease on a house and make those payments as if its a mortgage, know that you don’t have a lot of wiggle room….

But a rent-to-own? That’s a whole different story and superhero altogether.

To get help finding a rent-to-own home, click here.

, , , , , , , , , , , ,