credit score Archives - Your Rent-to-Own ConsultantsYour Rent-to-Own Consultants

Credit Repair,Home Renting,Real Estate Market,Rent-to-Own Homes

Why Credit Repair Can Change Your Life

29 Jun , 2016  

You might think bad credit only keeps you from getting a credit card or loan, but it goes further than that. Bad credit can leave you homeless, carless, and jobless. That’s because more and more businesses are using your credit…

The post Why Credit Repair Can Change Your Life appeared first on Independent Credit Solutions.

The post Why Credit Repair Can Change Your Life appeared first on THE INCOME TAX PLANNING NETWORK.

The post Why Credit Repair Can Change Your Life appeared first on RentToOwnReviews.

, , , , , , , ,

Credit Repair,Home Renting,Real Estate Market,Rent-to-Own Homes

Why Rent To Own Homes Are Important

24 Jun , 2016  

After 2008, people had to really become creative when it came to housing. Rent To Own Homes were an amazing one of theses solutions because it allows you to “test drive” the home before you commit to buying it.

How it works is that the tenant rents the home for a certain amount of time. Say, a year, then when that time is up, they are given the option to purchase the home. Often, they will be paying the down payment for the house a little bit every month proceeding the purchase. That is a portion of their rent during those months of renting.

Why Rent To Ow8233501246_a74b552023_bn Is Important

  • You may also purchase the option to buy the property for a predetermined price at the end of your lease by putting down a payment. With this option in place, you are not bound to purchase at the end of the lease, but meanwhile, the property owner can’t sell to anyone else.
  • Plans like this can appeal to people with little or no savings for a down payment, or people with bad credit or no credit who don’t qualify for traditional mortgages. Including those who lost their homes in foreclosures.
  • Renting to own is also a way to get into a desired neighborhood in a timely matter. As with parents who need to be in school district for their kids, or people who are uncertain of their timeline. It’s a way to get into a house without committing to a 30 year mortgage.

What To You Do Next?Property

The Sub Prime Credit Store’s rent to own program helps you find a home, protects you legally, negotiates your lease, fixes your credit, helps you acquire a loan and close one that real estate. Lets just say it is the one-stop-shop for anything financial. So stop settling. Get into the home of your dreams.

The post Why Rent To Own Homes Are Important appeared first on RentToOwnReviews.

, , , , , , , ,

Condominiums,Credit Repair,HOAs,Home Mortgages,Home Renting,Home Selling,Land Contracts,Landlords,Real Estate Market,Rent-to-Own Homes,Taxes

This Simple Tip Is Giving Moving The Right Kick

23 Jun , 2016  

Thinking Ahead to Ikea…Act Ahead And One-Stop-Shop The Sub Prime Credit Store 

Do you ever shop to avoid an emotion? Are you looking at lists of Ikea’s most popular products and drooling? Do you want to be? Look here…Then we can talk business.


Q: Not The Best Credit Score?

A: One-Stop-Shop That Can Put You On The Steps To Success 

…$30/month to buy into this network of help created just for you. Think – a few friends get together and realize their clientele are roughly the same people…so they bundled their efforts and came up with this package deal to best serve you.

Our worlds…our worldwideweb, our neighborhood, our homes, our resumes, our bodies…are a lot like playdough:

A: “It Is What You Make It”

“Life is what you make it. Always has been, always will be.” -Eleanor Roosevelt 
Well, Mrs. Roosevelt that’s a very stubborn way to speak of the most flexible capacity of the human. 
She’s right, though, you know?
Now you do. In ideal economics (no, that’s not a thing, maybe should be, is now), it would be beneficial for the businesses to team up, operate to their best on behalf of your best and the common good is had, created, made for all, by all, to all…We, the people…” 

You Get The Idea. You Can Make Your Life What You Want. What It Takes To MAKE All That, That’s Another Question. 

Click here to see a path to success…when you commit your goals to writing you are more likely to accomplish them.  When you pay monthly towards your goal you created more incentive for yourself to follow through. 

Try The Sub Prime Credit Store Get Self to follow through…Get Self to Flow though...Get Sub Prime Credit Store…

, , , , , , , , ,

Credit Repair,Home Renting,Real Estate Market,Rent-to-Own Homes

The Importance of Debt Validation

23 Jun , 2016  

Debt Validation is a process of someone challenging a debt collector (collection agency or attorney) to provide written proof of the debt. Why You Should Care About Debt Validation? Have you ever wondered why a collection agency is legally allowed to collect your debt on behalf of the original creditor? Think of it in these […]

The post The Importance of Debt Validation appeared first on THE INCOME TAX PLANNING NETWORK.

The post The Importance of Debt Validation appeared first on RentToOwnReviews.

, , , , , , , , , ,

Credit Repair,Home Renting,Real Estate Market,Rent-to-Own Homes

3 Reasons Budget Planning Is Important

22 Jun , 2016  

Budgeting is the process of creating a plan to spend your money. This spending plan is called a budget. Creating this spending plan allows you to determine in advance whether you will have enough money to do the things you need to do or would like to do.   If you don’t have enough money […]

The post 3 Reasons Budget Planning Is Important appeared first on THE INCOME TAX PLANNING NETWORK.

The post 3 Reasons Budget Planning Is Important appeared first on RentToOwnReviews.

, , , , , , , , , , ,

Credit Repair,Home Renting,Real Estate Market,Rent-to-Own Homes,Taxes

Why Tax Preparation Is Important For You

22 Jun , 2016  

The traditional way of filing taxes used to be so complicated, tedious, and time-consuming, but with the modern ways these days it is possible to effectively file taxes within a shorter amount of time. Since there are programs and tools that makes tax filing so much easier these days, it is now possible to have […]

The post Why Tax Preparation Is Important For You appeared first on THE INCOME TAX PLANNING NETWORK.

The post Why Tax Preparation Is Important For You appeared first on RentToOwnReviews.

, , , , , , , , ,

Condominiums,Credit Repair,HOAs,Home Mortgages,Home Renting,Home Selling,Land Contracts,Landlords,Real Estate Market,Rent-to-Own Homes,Taxes

This Simple Tip Is Giving Moving The Right Inertia

18 Jun , 2016  

Thinking Ahead to Ikea…Act Ahead And One-Stop-Shop The Sub Prime Credit Store 

Do you ever shop to avoid an emotion? Are you looking at lists of Ikea’s most popular products and drooling? Do you want to be? Look here…Then we can talk business.


Q: Not The Best Credit Score?

A: One-Stop-Shop That Can Put You On The Steps To Success 

…$30/month to buy into this network of help created just for you. Think – a few friends get together and realize their clientele are roughly the same people…so they bundled their efforts and came up with this package deal to best serve you.

Our worlds…our worldwideweb, our neighborhood, our homes, our resumes, our bodies…are a lot like playdough:

A: “It Is What You Make It”

“Life is what you make it. Always has been, always will be.” -Eleanor Roosevelt 
Well, Mrs. Roosevelt that’s a very stubborn way to speak of the most flexible capacity of the human. 
She’s right, though, you know?
Now you do. In ideal economics (no, that’s not a thing, maybe should be, is now), it would be beneficial for the businesses to team up, operate to their best on behalf of your best and the common good is had, created, made for all, by all, to all…We, the people…” 

You Get The Idea. You Can Make Your Life What You Want. What It Takes To MAKE All That, That’s Another Question. 

Click here to see a path to success…when you commit your goals to writing you are more likely to accomplish them.  When you pay monthly towards your goal you created more incentive for yourself to follow through. 

Try The Sub Prime Credit Store Get Self to follow through…Get Self to Flow though...Get Sub Prime Credit Store…

, , , , , , , , ,

Condominiums,Credit Repair,HOAs,Home Mortgages,Home Renting,Home Selling,Land Contracts,Landlords,Real Estate Market,Rent-to-Own Homes,Taxes

This Simple Tip Giving Moving The Right Inertia

17 Jun , 2016  

Thinking Ahead to Ikea…Act Ahead And One-Stop-Shop The Sub Prime Credit Store 

Do you ever shop to avoid an emotion? Are you looking at lists of Ikea’s most popular products and drooling? Do you want to be? Look here…Then we can talk business.


Q: Not The Best Credit Score?

A: One-Stop-Shop That Can Put You On The Steps To Success 

…$30/month to buy into this network of help created just for you. Think – a few friends get together and realize their clientele are roughly the same people…so they bundled their efforts and came up with this package deal to best serve you.

Our worlds…our worldwideweb, our neighborhood, our homes, our resumes, our bodies…are a lot like playdough:

A: “It Is What You Make It”

“Life is what you make it. Always has been, always will be.” -Eleanor Roosevelt 
Well, Mrs. Roosevelt that’s a very stubborn way to speak of the most flexible capacity of the human. 
She’s right, though, you know?
Now you do. In ideal economics (no, that’s not a thing, maybe should be, is now), it would be beneficial for the businesses to team up, operate to their best on behalf of your best and the common good is had, created, made for all, by all, to all…We, the people…” 

You Get The Idea. You Can Make Your Life What You Want. What It Takes To MAKE All That, That’s Another Question. 

Click here to see a path to success…when you commit your goals to writing you are more likely to accomplish them.  When you pay monthly towards your goal you created more incentive for yourself to follow through. 

Try The Sub Prime Credit Store 

Get Self to follow through…Get Self to Flow though...Get Sub Prime Credit Store…

, , , , , , , , ,

Credit Repair,Home Renting,Real Estate Market,Rent-to-Own Homes

Finding the Right ZIPPY Personal Loan for Your Needs

8 Mar , 2016  

Let’s be honest here: those ‘personal loans’ we keep hearing about get a nasty bad rep in the financial arena, for obvious reasons. Either you can’t ever get approved for one, or they get you into more trouble than you’re already in. So generally speaking, many frown on the American institution known as the personal loan. […]

The post Finding the Right ZIPPY Personal Loan for Your Needs appeared first on THE INCOME TAX PLANNING NETWORK.

The post Finding the Right ZIPPY Personal Loan for Your Needs appeared first on Independent Credit Solutions.

The post Finding the Right ZIPPY Personal Loan for Your Needs appeared first on RentToOwnReviews.

, , , , , , , , , , , , , , , , , , , , , , ,

Condominiums,Credit Repair,HOAs,Home Mortgages,Home Renting,Home Selling,Land Contracts,Landlords,Real Estate Market,Rent-to-Own Homes,Taxes

WHY YOUR PAYMENT HISTORY IS MORE IMPORTANT THAN YOUR CREDIT HISTORY

22 Jan , 2016  

Ever wondered why you just can’t get that loan? You have a bad payment history! That is just the plain truth. Your credit score is so low that financial institutions are afraid ofloaning you a cent. You have borrowed in the past, but this time, it is not just working. You can’t seem to borrow credit again. Hey, you are in debt! It is no rocket science. You owe a lot of people some bucks and you know it.

Owing a lot of people including banks without paying back effectively contributes to a low credit score.
The way to fix credit score is to do credit repair. Wait! This is not like some auto-related stuff. It is just a way to make you creditworthy again.

So Why Is Your Payment History More Important Than Your Credit History?



First, let’s understand what both terms mean:

PAYMENT HISTORY — is a record that that shows how often and timely you pay off, i.e. repay your credit. Your payment history is what lenders and creditors use to know if you are a lending risk as a result missed or late payments or even non-payment.

CREDIT HISTORY — is also a record of an individual’s ability to repay debts and his demonstrated responsibility in repaying such debts. This record contains information like the number and types of credit accounts, how long each account has been open, amounts the individual owes, amount of available credit used, whether he pays his bills on time and the number of times he has inquired about credit.

So if you really want to get credit from banks or rent/buy a house, you have to have a good payment history, and that doesn’t take a Sherlock Holmes to figure out. Creditors will care about whether or not you make your payments on time versus how many payments you’ve made (if anything, how many payments you’ve made might actually benefit you!).

, , , , , , , ,