credit improvement Archives - Your Rent-to-Own ConsultantsYour Rent-to-Own Consultants

Credit Repair,Home Renting,Real Estate Market,Rent-to-Own Homes

4 Top Infamous Thieves Having NOTHING to Do With Identity Theft

22 Jan , 2016  

ShareFollow UsWhat does a thief look like in modern society? Are they strung-out crackheads? Or the devilishly good-looking James Bond types that you see on TV? Does it matter? In all honesty, no. The Thief of Today’s Age Can Be Anyone Your 16-year-old babysitter, the nerd you picked on in high school, and even your […]

The post 4 Top Infamous Thieves Having NOTHING to Do With Identity Theft appeared first on Ultimate Identity Protection Services.

The post 4 Top Infamous Thieves Having NOTHING to Do With Identity Theft appeared first on THE INCOME TAX PLANNING NETWORK.

The post 4 Top Infamous Thieves Having NOTHING to Do With Identity Theft appeared first on RentToOwnReviews.

, , , , , , , , , , , , , , , , , , , , ,

Credit Repair

Why Bankruptcy Filings Require Credit Counseling Approval

22 Jan , 2016  

This is honestly why credit counseling and credit repair are so important to us. It’s considered the first step to remedy disaster — and the disaster can come in many forms…. Identity theft, lack of bookkeeping resources, lack of legal assistance even! The list can go on and on. And while bankruptcy filings can solve plenty of issues, we always go with credit repair as the main source of success to avoid any clean slate. Having a bankruptcy on your credit report isn’t exactly a shining gem, a question you should have in your repertoire of questions for any credit counselor.

The Law Actually Requires That You Attend a “Briefing” With a Credit credit counseling-1Counseling Agency, Believe It or Not

And for good reason. You need to know for sure what you’re going to be facing in the event of your bankruptcy filing, regardless of whether or not it’s going to be a Chapter 7 or 13. While you may get that clean slate, make no mistake: it’ll be just as easy to let your budgeting and money management fall by the wayside and get back into the same situation of financial failure and credit counseling that brought you to the legal side in the first place.

That briefing will be your instructional course on personal finance coordination, something the Income Tax Planning Network could assist you with — and this is crucial to consider before your debts are ever discharged. Once you’ve completed the course, of course, you get that sign-off you need as mandated by the law to go through with the bankruptcy filing.

Brings About an Important Point You Have to Keep in Mind

Bankruptcy isn’t supposed to be a “way out.” It’s an option. For some, it may be the only option. It’s, for sure, never a crutch; and it never should be. So you always want to be sure that if you’re faced with the option for bankruptcy, make sure through credit counseling that it is, indeed, your only option!

The post Why Bankruptcy Filings Require Credit Counseling Approval appeared first on Independent Credit Solutions.

, , , , , , , , , , , , , , , ,

Credit Repair,Home Renting,Real Estate Market,Rent-to-Own Homes

Register to Buy a Home With THIS Site Right Now

22 Jan , 2016  

One thing’s for sure: we have to keep up with the signs of the times, and here’s what those signs say: ACT NOW, ACT NOW, ACT NOW. You have to get the information you need now, what with the rising home prices in America, plus the new mortgage rules in effect, and the fact that the trends are showing that prospective home buyers are offering more down payments. United States real estate never looked better (right, China?).

So What Do You Do? You Register to Buy a Home. Immediately.Register to Buy a Home Screenshot

With this one site. Check it out right here. This can literally solve all of your issues in one fell swoop, and as you’re focused on a rent-to-own — and perhaps you’ve already secured one via the Ultimate Rent-to-Own Home Program — you’ll be looking to get everything squared away with credit repair, a lender, and the right mortgage loan well before you exercise your lease option to buy.

This is the site to get that all done. And there’s even a phone number to call, giving you that option to speak with a specialist immediately and get started today.

It’s Hard Work Getting That Home Loan, Plus Maximizing Your Chances of the Seller Accepting Your Offer

Yes, even some legal assistance would be necessary. But this, yet again, is yet another benefit you may have with the offer RegistertoBuyaHome.com — you don’t have to do anything! Well, except register….

Register with your credit score (if you know it — if not, not a problem), and you’re all set. That’s it. And it’s no secret that we at Rent-to-Own Reviews award the offer a healthy five stars without a problem. Simple registration. Easy consultation. You know exactly what you need to get that home without having to waste so much time with other professionals and needless research.

Are you done reading? Good. We’re taking a cue from how easy it is to register to buy a home with this site, so you do the same. Enroll now. And those house keys will soon fall right into your hands.

The post Register to Buy a Home With THIS Site Right Now appeared first on RentToOwnReviews.

, , , , , , , , , , , , , , , , , , , , , , ,

Credit Repair

8 Real Questions to Ask Your Prospective Credit Counselor

22 Jan , 2016  

Truthfully, we hate labels. And titles. And name placements. Political correctness: it’s a fickle beast, especially when talking about something as touchy as credit repair. But no worries — we’re not going to sugar-coat or bounce around the topic like some organizations or professionals out there, and we’ll tell it like it is. It’s very simple: when talking to a credit counselor, you have to ask specific questions just to be sure you’re talking to a real credit counselor for the right reasons. Why? Just remember this important fact: credit repair walks a fine legal line. You want to make sure you stay within it.

Here Are Eight Real Questions You Absolutely Must Ask a Credit Counselor — Just to Be Sure You’re Dealing With the Real McCoy

There are a lot of credit repair scammers out there, in other words. Many will label themselves as credit counselor-1credit counselor, but that’s not what they do. As a consumer, you have a right to know what you’re dealing with before potentially getting yourself in hot water, so ask the potential credit counselor you’re consulting with, and interviewing, these specific questions:

  • Can You Approve My Bankruptcy Filing? — What we mean by that are the legal requirements to filing for bankruptcy. The credit counselor you’re talking to has to have the certified approval to sign off on the legally mandated requirement to seek credit counseling before filing for bankruptcy. So make it a point to ask this question immediately.
  • Are You a “Debt Counselor” or a “Credit Counselor”? — Like we said, we hate the labels. They may sound so similar; but in truth, they’re very different. You ask this question just to be sure you are dealing with a real-life credit counselor. What are the differences? Find out right here.
  • Are You a 501(c)(3) Organization and Can You Prove It? — Now you’re getting tough with the prospective credit counselor, and you should. Grill that credit counselor to the bone with this one. Why? Why does it matter that the credit counselor’s a 501(c)(3)? Here’s why.
  • Are You Accredited? — Almost seems like a no-brainer of a question, but would you like to know exactly what kind of accreditation you should be hearing from a credit counselor? Read about it right here.
  • Are You Professionally Trained? — Remember this important fact: you are interviewing the credit counselor. So you’ll make that professional sweat. Ask them the tough questions. Knowing the ins and outs of credit repair and restoration is one thing — being completely certified is a whole ‘nother ballgame entirely.
  • Do You Have Any References? — Honestly, a true credit counselor would, and should, lick his or her own lips at this question, frothing at the mouth at the opportunity to show off the praise and positive reviews from prior clients. So go ahead and ask. Specifically, there’s one other big reason why a credit counselor would love to offer up references….
  • Can You Guarantee Success? — AHA! Another ‘trick’ question here. The fact is no credit counselor in the galaxy — nay, the universe — can guarantee anything. Here’s why.
  • And, of Course, How Much Do You COST? — Shop around and you’ll find the fees jumping left and right. Obviously, go with the most beneficial solution for the consumer to a certain extent, and you’ll learn why right here.

Just Remember, Though: They’re Not Doing the Credit Repair Work For You….

Rather, they’re pointing you in the direction of what you need to do and maybe even assisting in the legal process. There’s value in that, something not only we at ICS do, but other reputable agencies and organizations like ITPN would do on a regular basis, so it does exist.

You just need to make sure you’re actually talking to a real deal, and not a real poser in the business. You accomplish that, of course, by asking these questions. Because, after all, this is your credit report we’re talking about! And your credit score is the difference between getting that job, or landing the home mortgage, or securing an auto loan.

Make sure you’re talking with a real professional.

The post 8 Real Questions to Ask Your Prospective Credit Counselor appeared first on Independent Credit Solutions.

, , , , , , , , , , ,

Credit Repair

4 Truly Successful Credit Repair Secrets

22 Jan , 2016  

Here’s what you have to remember about credit repair — the long-term goal is the ultimate benefit. Home ownership. Easy loan approvals. Peace of mind. That pristine credit score will get you far, honestly, for the rest of your entire life with the best credit repair secrets! The benefits could easily last beyond your own needs, too. Think about your spouse. Your kids. Your life beyond your own.

In Other Words — Your Credit Score Is You

So you’ll do whatever you can to get a hold of the best credit repair secrets out there without having to shell out your entire savings and see minimal effort. One thing’s for sure: without the best credit repair secrets, that spotty credit report will cause massive problems for you in your life, everything from mortgage financing, refinancing, home improvement, emergency loans, medical bills. You name it. So get that credit score up with these credit repair secrets right now:

  1. Removing the Negatives — One call to Lexington Law at 844-346-3262, and you’re well on your way toward the first step of credit repair. Getting rid of those “stains” on the credit report. You cancredit repair secrets-1 even sign up right here to get started. Why is it important to remove those negatives? Because they’ll stay on for a very, very, very long time. Unless you act now.
  2. Opening Up New Lines of Credit — Next you need to show creditors that you can hold up on credit lines, making payments and such. How do you do that? You can open up new secured credit card accounts — click here for one offer, or here for another offer. And the trick is to start making small purchases, paying them off immediately. What you’ll find is the payments will be recorded on your credit report to show that you are reliable. What happens then? Your credit score goes up!
  3. Try Personal Loans and Cash Advances, Too — Every now and then, emergencies do happen in your life. But did you know that taking out a loan or even a cash advance out of your paycheck can actually improve your credit score? The key is religiously being diligent about getting payments in to pay it back. They’re not handouts. Heck, if you even wanted to just take a personal loan out for its own sake, do it. A cash advance, knowing you won’t have any trouble paying it back, won’t hinder you in any way. So why not do it if it will better your credit score?
  4. Lastly, This Secret Out of All Credit Repair Secrets Will Blow Your Mind — Your rent payments. You heard us right. Did you know that your own rent payments, even retroactively, can boost your credit score astronomically? Take advantage of adding those payments onto your report through Rental Kharma, because why wouldn’t a lender or creditor even think you’re reliable when they see that you’re always making your payments? Makes sense….

Of Course These Credit Repair Secrets Make Sense!

And the best part is the majority of this will be a small temporary investment on your part. The bonus is you have those safety nets — your lines of credit and the ability to take out any loan you want at will due to that high credit score. Getting your credit repair fixed is about as easy as buying a candy bar with your credit card — and paying it back, so it shows on your report.

Just follow these rules implicitly. Click here for sponsored listings right nowSign up right now to get started immediately! And feel free to visit our Google+ page and Facebook page to learn more about what it takes to restore your credit to where it needs to be.

The post 4 Truly Successful Credit Repair Secrets appeared first on Independent Credit Solutions.

, , , , , , , , , , , , , , , , , , ,

Credit Repair,Home Renting,Rent-to-Own Homes

Independent Credit Solutions: an RTO Consultant’s Dream

30 Jul , 2015  

We have to admit that most likely your RTO consultant specialist’s easiest job is accessing that qualified list of rent-to-own homes, negotiating with a prospective homeowner/landlord, setting up a showing, and getting you, the new homeowner, into that home. It’s an easy deal. What’s not that easy, though (although your consultant won’t sweat much either on this) is getting you the credit repair services, if necessary, to prepare for the moment you exercise that lease option to buy. It’s essential. independent credit solutions-1You need credit repair, and improvements with your score don’t just happen by osmosis. Plain and simple.

So What Can You Do? You Get Independent Credit Solutions in on the Game!

Make no mistake: the rent-to-own consultants know the deal when it comes to credit repair already. It’s part of the job. Since, though, the BBB A-rated H.O.P.E. Program learned about this brand-new credit repair service, Independent Credit Solutions, as reported in this press release, let’s just say the options are plentiful, and it just makes the job that much easier for your own consultant to ensure you get into that home.

Everyone’s loving the idea, to be honest. H.O.P.E.’s pretty proud of it. Sites like Nationwide Property Values and the Complete Real Estate Site have voiced their opinions about how crucial credit repair really is to home ownership with their own stamps of approval on the new service, Independent Credit Solutions, so it’s pretty clear — you win. Everyone wins.

It’s Important That You Ask Your Consultant About Credit Repair

Even better, go ahead and put in an inquiry with Independent Credit Solutions and get started right now on improving your credit score. Don’t wait. Because when you get to that point to sign on the dotted line to own your own home, the question will be this: will you get that approval, or not? A credit score of 640 or more will definitely ensure the positive!

, , , , , , , , , , , , , , , , , , , , , , , , , , ,